Regulatory Associate

• WBL is seeking a Regulatory Associate to support regulatory research, change management, licensing, filings, disclosure requirements, examinations, and regulatory reporting. This role will help maintain a clear inventory of obligations affecting WBL's lending, servicing, and corporate activities and coordinate timely implementation across the business.

What Success Looks Like

• Keeps regulatory obligations, changes, licenses, filings, and deadlines accurate and current.
• Converts research into clear summaries, assigned actions, and documented implementation evidence.
• Supports complete and timely regulatory submissions and examination responses.
• Escalates unclear, high-risk, or overdue matters to the Team Lead promptly.

Regulatory Research and Change Management

• Research applicable federal and state requirements affecting WBL's lending, servicing, and corporate operations.
• Monitor legal and regulatory developments involving usury, licensing, disclosures, and related obligations.
• Prepare clear summaries of changes, affected business processes, effective dates, and recommended next steps for review by the Team Lead or legal counsel.
• Update the regulatory obligations inventory and track assigned implementation actions through completion.

Licensing, Filings, and Examinations

• Maintain licensing, registration, renewal, filing, and reporting calendars and supporting documentation.
• Coordinate information collection and preparation of applications, renewals, reports, certifications, and other submissions.
• Support regulatory examinations, inquiries, and responses by organizing requests, owners, evidence, drafts, approvals, and deadlines.
• Maintain accurate, audit-ready records of submissions, approvals, correspondence, and follow-up commitments.

Business and Policy Support

• Assist with regulatory reviews of new products, processes, vendors, and jurisdictional expansion.
• Compare requirements against current policies, procedures, disclosures, and operational practices and identify potential gaps.
• Coordinate with Legal, Operations, Lending, Servicing, Finance, and other teams to gather facts and implementation evidence.
• Support updates to policies, procedures, guidance, training materials, and regulatory reference tools.

Reporting and Process Improvement

• Prepare status reports on regulatory changes, licensing, filings, examinations, and outstanding actions.
• Identify approaching deadlines, incomplete records, conflicting information, and overdue actions for escalation.
• Maintain standardized research files, trackers, checklists, templates, and workflows.
• Protect confidential and privileged information and follow documented quality-control requirements.